California LTC

California

Legislative incentives in California demand that an annual consumer rate handbook for CA long term care insurance be prepared by the state insurance commissioner. Salespersons in California are required to give existing and prospective policy holders a copy of the state issued “Taking Care of Tomorrow” pamphlet. This pamphlet is prepared by the California Department of Aging and is a means of informing potential policy holders on the various concerns of long term care insurance coverage.

California nursing home rates reflect the national norm of an annual 5 % increase in price. For example, if a California long term care expense is $ 60,000 in 2012, it will reach about $ 75,000 a year by 2017. This correlates to an average increase of $ 3,000 each year that the care is needed.

In California, long term care insurance brokers can sell one of three distinct plans of insurance protection. They are nursing and residential care establishments only, in home care only, and comprehensive long term care. The thorough option for California long term care covers care in home and in a facility. Policies in the comprehensive CA long term care option must feature a minimum of eight independent benefits. Compared to other states, California has a low populace of senior citizens, approximated at about 11 % of the total population. However, California also has the largest total population out of all fifty states.

California long term care insurance agents are available to meet you in all major California cities and regions.

Contact:

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